YOUR PERSONAL GENERAL CONTRACTORS
Project@ccedcorp.com (910) 991-5555 Charles Powell
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Homeowners, renters and business owners in Beaufort, Bladen, Brunswick, Carteret, Columbus, Craven, Cumberland, Duplin, Harnett, Hoke, Hyde, Johnston, Jones, Lee, Lenoir, Moore, New Hanover, Onslow, Pamlico, Pender, Pitt, Richmond, Robeson, Sampson, Scotland, Wayne, and Wilson counties are urged to register with the Federal Emergency Management Agency, as they may be eligible for disaster assistance.
North Carolina residents should register with FEMA even if they have insurance, but only if their property was damaged by the floods or wind-driven damage. FEMA cannot duplicate insurance payments, but under-insured applicants may receive help after their insurance claims have been settled.
North Carolina residents should register with FEMA even if they registered for help from other agencies such as the American Red Cross, disaster-relief organizations, or community- or faith-based organizations
3 Ways to Register
Online:
By Phone: 1-800-621-3362 or TTY 800-462-7585
In Person: Visit a Disaster Recovery Center (DRC). Download the FEMA App to find the nearest location.
If you apply for FEMA assistance you will need to provide:
• Social Security number;
• Daytime telephone number;
• Current mailing address and address and zip code of the damaged property;
• And, if available, your insurance information.
https://www.columbuscountydisasterresponse.org/
Columbus County Disaster Response, Inc. is a 501(c)(3) tax-exempt organization founded in 2000 in response to the devastation caused in Columbus County, North Carolina by Hurricane Floyd in 1999.
CCDR provided recovery assistance to residents of Riegelwood, NC following a deadly tornado in November 2006.
Today, Columbus County Disaster Response is actively bringing together tools and resources to assist the residents of Columbus County in recovery from effects Hurricane Matthew (2016), Hurricane Florence (2018), and Hurricane Dorian (2019).
We welcome your support in this effort. If you or your business, church, organization or agency would like to partner with Columbus County Disaster Response in providing resources, please use our "Contact" page to let us know.
If you or someone in your family need preparation and/or recovery resources, please visit our "Preparation" and "Recovery" Resources pages for more information or use our "Contact" page to request additional information or assistance.
Insurance Claims
Here are some tips compiled from the the Consumer Federation of America (CFA) and other consumer groups:
1. Report your claim as soon as possible as insurance companies generally handle them first come, first serve. Be patient, but persistent.
2. After you file the claim, be sure to write down your claim number and keep it handy for easy reference. This will help the insurance claims department find your case more easily in subsequent phone calls and emails. Take notes documenting every contact with your insurer, noting the person with whom you spoke.
3. Keep receipts for any expenses related to immediate repairs you had to make to secure your home as well as any living expenses (hotel, evacuation costs, meals) if you could not return to your home in the wake of the storm. In wind claims you should get reimbursed for such additional living expenses. If your claim is limited to flood insurance, additional living expenses are not covered.
4. When the insurance company sends out an adjuster, ask if he/she is an employee of the insurance company or an independent adjuster. If an independent adjuster, ask if they are authorized to make claim decisions and payments on behalf of your insurance company and ask for the name of the in-house company adjuster to whom the independent adjuster will be sending your information.
5. If you don’t have flood insurance, call your home insurer anyway. Some homeowner policies that exclude damage related to flooding may cover damage from water and wind damage.
6. Damage to your car from downed trees and flooding should be covered by the comprehensive portion of your auto insurance.
7. Those who traveled during Hurricane Florence or had to cut their trips short to deal with storm damage should reach out to their travel insurance provider if they bought a policy for their trip.
8. Be wary of strangers who come to your door claiming to be insurance adjusters or contractors and beware of Robocalls asking for insurance payments or personal information.
“Unfortunately, hurricanes often attract scam artists seeking to profit off people in times of crisis,’’ said Mark Wilson, president and CEO of the Florida Chamber of Commerce, which spearheads the Consumer Protection Coalition. “Consumers who sustain damage during the storm should call their insurance company first before signing over the rights of their insurance policy to someone else.”
9. If you have no insurance, check nonprofit groups andDisasterAssistance.gov (run by the Federal Emergency Management Agency) to see if you qualify for aid.
Building After Hours
3rd Thursday of Each Month Networking event to bring potential customers and contractors together. Next 2 Dates Thursday November 21st 2019 and Thursday December 19th 2019 at Residence Inn by Marriott, Raleigh Downtown 616 S Salisbury St. Raleigh, NC 5:30pm-7:30pm RSVP at #UMCNCBUILDS
Know your Rights and Important Telephone Numbers that have developed under the James Zagroda and Health and Compensation Act extended till 2090 for Rescue Workers and Survivors of 9/11....DWof911. Paid training is available
Please be mindful of the hazards associated with mold when cleaning up debris and building interiors from #HurricaneFlorence. More info:https://www.ncdhhs.gov/…/mold-buildings-flooded-hurricane-f… … @NCEmergency #FlorenceNC
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